Helping SMEs grow smarter with strategy, finance and AI

Expert UK / Global financial & compliance advisory, leveraging advanced AI tools to help SMEs uncover hidden profits, streamline operations and scale efficiently - all without the London price tag.

At Lumos Capital & Advisory, we bring over 22 years of combined London Financial Services expertise to growth-focused SMEs in the UK and South Africa. After decades of advising the world’s most sophisticated banks and private equity firms, we’ve launched a boutique advisory and investment firm designed to drive meaningful growth, provide strategic clarity, improve profits with AI and unlock smart capital for ambitious businesses.

With deep roots in both the UK and South Africa, we offer strategic, high-impact support to SMEs across both regions—providing remote advisory for UK-based clients and hands-on guidance for local businesses. We are driven by a passion for growth, operational efficiency, and intelligent financial solutions tailored to unlock lasting value.

Lumos Capital & Advisory is your trusted partner for expert financial, operational, and compliance support — from startup through to sale.